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Comparing Car Insurance Quotes

With so many auto insurance companies competing for your business, it's essential to shop around early and often to make sure you're getting the most for your money. Get answers to some of the most common quote comparison questions.

How do auto insurance rates compare?

Many factors influence auto insurance rates, and not all insurance companies use the information in the same way. Some of the factors used in ranking include the age of the drivers, the types of vehicles you drive, individual driving records, credit score, and the state in which you live. No two drivers are the same, and neither are your auto insurance needs. Any change in your family information, driving history, or coverage may change your auto insurance rates with your current company and future quotes.

Comparing auto insurance quotes in parallel means requesting the same liability limits, coverage, and discounts for every quote you receive. If you need a quote with roadside assistance and rental coverage from a single auto insurance company, ask for those add-ons with all quotes. By following these steps, you will get the most accurate quotes to easily determine the best auto insurance cost for your specific needs.

Why Should You Compare Auto Insurance quotes?

To get the best auto insurance rates, compare quotes from several different companies. The average person should check auto insurance rates every one to two years or when they have a family change. Data from the MoneyGeek study shows that people who shop for auto insurance and switch from the most expensive company to the least expensive can save up to 47%.

Does Comparing Auto Insurance Quotes Affect Your Balance?

In countries that use credit rating as a factor in determining auto insurance rates, your credit rating will not be affected. Involuntary credit checks used to qualify for auto insurance will not raise or lower your credit score

Where can I compare auto insurance quotes?

It's easy to compare auto insurance quotes right from your computer. MoneyGeek has partnered with some of the best auto insurance companies to provide quick quotes so you can make the right decision to fit your budget and insurance needs.

Which company was the cheapest in the comparison study?

When comparing auto insurance companies, USAA and GEICO are the cheapest. The USAA is only intended for military families, so it may not be available to everyone looking for auto insurance coverage. When looking for the cheapest auto insurance rates, GEICO may have more affordable rates than other companies. Getting at least three car insurance quotes to compare will help you determine the cheapest car insurance company for your personal insurance needs.