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Best Cheap Pet Insurance in Colorado For 2021

Best Cheap Pet Insurance in Colorado For 2021

Colorado is one of the healthiest states in America, why isn't your pet a part of that number? Pet insurance is a simple and cost-effective way to care for a fido or furry. In the unfortunate event of accident or illness, pet insurance helps cover some or all of the costs.

Not all illnesses or injuries are covered, so it's important to make sure you have the best pet insurance. We have researched the many options that reliable companies offer so you can decide which is the best option for your furry friend.

Best Pet Insurance in Colorado

  1. High Quality Pet Insurance: Spot Pet Insurance
  2. Best for a variety of toppings: Pumpkin pet insurance
  3. Best for fast claims processing: PetFirst
  4. Best for customizable plans: Progressive

Pet Insurance in Colorado: Overview

Colorado is one of the most pet-friendly states in the Union, even offering pet-friendly hotels during the ski season for visitors and tourists looking to hit the slopes.

  • Number of households with pets: 65%
  • Amount spent on pet bills annually: $ 500 annually
  • Average annual cost of pet insurance: $ 540 for dogs, $ 300 for cats

What does pet insurance usually cover?

Every pet insurance policy is different, so it is important to understand what is covered and what is not. Pet insurance generally covers:

  • Diseases
  • Accident
  • Genetic conditions
  • Chronic diseases
  • Congenital diseases
  • Diagnostic treatments
  • Cancer care
  • X-rays
  • Blood test
  • Ultrasound
  • Surgery
  • Hospital treatment
  • Prescriptions
  • Emergency care

So, for example, if your dog has swallowed something that he shouldn't have swallowed, or if you think your cat may have a urinary infection, pet insurance will cover some or all of the costs of surgery or treatment.

There are a few things that many pet insurance companies don't cover, including:

  • Any pre-existing health condition that affected or affected your pet before the start of insurance coverage.
  • Routine care and wellness visits (although you can optionally add this to your policy)
  • Fix and climb, trim nails
  • Prescription specialty foods or diets
  • Preventive care (vaccinations, flea control, deworming) although some policies will allow you to add this as an option.
  • Spay and neuter
  • Dental health care (unless there is a dental injury as a result of an accident)
  • Optional actions
  • Behavioral training
  • Behavior modification therapy or medication

Coverage for these can vary from company to company, but in most cases, it is reasonable to assume that the pet owner will cover the basic costs of caring for the pet, while the insurance will cover the larger and more expensive accidents. .

3 reasons to buy pet insurance in Colorado

  1. It gives you peace of mind that you won't have to bear the entire financial burden of treating your pet for illness or injury.
  2. You will have the security of knowing that your pet is protected in the event of the unexpected.
  3. You won't have to entertain yourself with the heartbreaking thought of leaving your pet for financial reasons because you can't afford treatment.

Best Pet Insurance in Colorado

Shopping for pet insurance in Colorado doesn't have to be complicated. Whether you're crazy about cats or a canine feast, getting comprehensive coverage to help your furry companion live the best life is near and dear to you.

1. High-quality pet insurance: Spot pet insurance

Spot Pet Insurance is the number one pet insurance company recommended by Cesar Milan, the leading expert on canine behavior. Some of the insurance benefits:

  • Up to 90% compensation on eligible veterinary bills
  • There is no maximum age of coverage
  • Plans start at $ 1 a day *, less than a cup of coffee!

You can customize your coverage and you can even add special Spot-On coverage. Coverage options include accidents, behavior problems, dental disease, illness, preventive services, and even hereditary and congenital conditions.

Cash claims service is easy. Just visit the vet (don't forget to treat your pet when you leave!), Find the bill, and get compensated.

2. Best for a variety of toppings: Pumpkin Pet Insurance

Pet Pumpkin Insurance has a variety of coverage options for your pets. You can also opt for preventive care coverage and make sure all Pumpkin policies have a 90% reimbursement rate.

It offers policies for dogs and cats and a wide range of situations. Get our quote form for more information on exceptions.

Pumpkins are available to answer your customers' questions. You can contact Pumpkin's customer service team through:

  • Call 1-866-ARF-MEOW, Monday through Friday, 8 a.m. at 8 p.m. ITS T
  • Send an email to

3. Best for fast claims processing: PetFirst

If you want fast and considerate pet insurance coverage, it doesn't get any easier than PetFirst. Provides a list of common conditions that are covered for dog and pet owners, including conditions like arthritis, diabetes, cataracts, and even more serious conditions like heart disease and kidney failure.

PetFirst works like a traditional human insurance policy, where you have an annual interest for a certain amount (the maximum that the company will pay in a year) and a deduction (the amount you have to pay before the insurance policy begins) for comply. PetFirst is open to dogs and cats of all ages, and you can add routine care coverage to help with the costs of regular vet visits.

There are limits to the maximum PetFirst will pay, and you won't have to worry about when the company will reimburse you. Just take your dog or cat to the vet for treatment. Then submit your claim to PetFirst and let them cover most of the expenses while you focus on helping your friend recover.

4. Best of customizable plans: Progressive

When you think about pet insurance, you may not even consider applying for it. But in addition to being well known in the auto insurance industry, Progressive also offers coverage for pets! Progressive offers comprehensive accident-only pet coverage and the ability to get routine checkups. You will also have the ability to customize your coverage.

You can choose the deductible ($ 50 to $ 1000), the refund percentage (70% to 90%) and the annual limit (from $ 5,000 to unlimited). This allows you to customize your pet insurance to suit your needs. In addition to this flexibility, you will only have one annual deduction, so instead of paying a deductible amount each time you have a claim, you will only pay it once a year.

Most claims are processed with Progressive within 2 to 5 days, which is the same as most pet insurance companies. Unlike other companies, you can also customize your payment options. Pay your premium monthly, quarterly or annually, in the way that best suits your budget.

Get pet insurance for your furry friend

We definitely love our pets, and nowhere is this more evident than in the streets, mountains, and valleys of Colorado. Regardless of whether you go out onto the street or onto the ramps with your beloved companion, you need to make sure that you are protected in the event of an accident, such as an accident, injury, or illness. Having the right pet insurance can give you more protection and peace of mind.

We recommend that you obtain an online quote from each of the companies listed here to determine the best coverage and best balance of costs for your budget.